No More Pre-Tax Catch-Up?

Graphic comparing retirement catch-up contributions before and after 2026. On the left, a calendar icon labeled ‘Before 2026: Pre-Tax Catch-Up Contributions.’ On the right, a large circle labeled ‘ROTH’ with text ‘After 2026: Roth Catch-Up Contributions for High Earners.’

If you’re age 50 or older and earning more than $145,000 a year, a major shift is coming to how you save for retirement. Starting in 2026, you’ll be required…

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