Barbara focuses on helping people generate sufficient retirement income, preserve the wealth they have spent years accumulating, and transfer their legacy to future generations. “I focus on preparing individuals for the realities of retirement, helping them with income planning, risk reduction, tax-advantaged estate planning and wealth transfer strategies, and minimizing taxation through proper distribution planning during retirement.”
A fiduciary and investment advisor representative licensed in all states across the U.S., Barbara is also licensed in Colorado for life insurance, health and long-term care. In her role as financial advisor and retirement consultant, Barbara is also a community educator. She hosts public workshops on personal finance and retirement planning throughout Colorado Springs, and through her workshop events, brings her knowledge and experience to those seeking sound and predictable strategies in preparing for financial milestones and retirement.
As Barbara says, “In my opinion, a great financial advisor should help educate you and make sure you do not overlook potential pitfalls in overall planning. They should have experience in areas such as Social Security benefits optimization and retirement income planning. They should be well-versed in RMDs (Required Minimum Distributions) which kick in at age 70-1/2 and can create a huge tax hit if not properly planned for.”
An entrepreneur by nature, Barbara has been involved in the financial services industry for years, originally founding the firm in 2005 as a mortgage brokerage. She quickly recognized the huge need for college planning services for parents struggling to pay for rising college tuition costs. College Planning of Colorado was the result, a sister endeavor to SF Financial Services, still providing help to the families who need it. Now SF Financial has found its niche focusing on retirement planning under her leadership.
With so many hours spent working in the office, hosting educational events and seminars, recording her radio show, “Retire Financially Fit,” and raising a family, Barbara still finds time to kick off an annual gift drive each Thanksgiving in partnership with local restaurant partner, Biaggi’s, for Children’s Hospital Colorado. One week before Christmas they gather at the restaurant to wrap and deliver all of the gifts they’ve collected from clients and the community at large, with the goal of at least one gift of new clothes, shoes or toys for each family under the tree. The effort has grown larger each year, and Barbara finds it very rewarding to give back to the community. She hopes to do even more in the future.
Barbara has been married to her husband for nearly 40 years. They raised five children together, have six grandchildren and their youngest has just started college. They love the outdoors, family gatherings, Colorado mountain views, camping and snow skiing