Financial planning undertaken by retirement investment advisors looks different than financial planning provided by traditional financial advisors. There are many risks in retirement, like longevity risk, market risk, inflation risk, incapacity risk, sequence of returns risk—the list goes on. SF Financial Services is an independent firm offering a large scope of strategies focused specifically on retirement. The pre-retiree and retiree needs to consider taxation and estate planning as part of their financial plan.
Our financial planning method takes into account your retirement budget and expenses, your retirement goals, your income from Social Security (as well as the optimized way to file), your potential risks, your timeline and much, much more. We consider your entire life, and since your life needs and family dynamics change through the years, we work with you to review and update your financial plan at least yearly.
Financial planning is holistic, and includes other services on an as-needed basis: