You did everything you were supposed to do... so why does retirement still feel uncertain?
Most people I meet have saved, invested, and made smart decisions over the years. And yet... something still doesn't feel settled.
You shouldn't have to guess whether everything is going to work. I help you bring all the pieces together — so you can move forward with confidence, not uncertainty.
Barb Swiatek: Author of Retire Financially Fit and
Host of the Retire Financially Fit Radio Show
FREE BOOK
Which of These Retirement Mistakes Are You Making Right Now? And How to Avoid Every One.
I wrote Retire Financially Fit for the person who did everything right, saved, worked hard, played it safe, and still isn't sure the money will last.
Inside you'll find the Financial Endurance Plan, the 3-Legged Stool of retirement income, and the questions to ask before you retire instead of after.
Grab your copy. It's free, and it's yours.
WHY I DO THIS
This isn’t just my profession; it is my personal history
I watched my grandmother hand her savings to two advisors who put her money at risk she never understood. By the time we realized what had happened, the damage was done. I've never forgotten how avoidable it was.
Years later, my father was diagnosed with dementia. Before his health declined, he made sure everything was in order: his accounts, his documents, his wishes.
Because he had prepared, I could keep that promise, and my mother was able to go on living comfortably and independently.
Those two experiences, one painful and one powerful, are why I do this. Retirement planning isn't about the size of your account. It's about protecting the people you love, building income you can plan around, and giving you peace of mind you can actually feel. That's the whole job.
— Barbara
HOW WE WORK
Get Started in Three Easy Steps
Step One
Discover
We start with your life, not your portfolio. Tell me what you want retirement to look like, and we'll work backward from there.
Step Two
Evaluate
You'll see exactly where you stand, the good and the gaps, in plain English. That's what the Retirement Risk Report is for.
Step Three
Plan
You walk away with a roadmap you actually understand, and you'll know what to do next.
WHY I DO THIS
Every Week, I Answer the Retirement Questions Nobody Else Will.
On Retire Financially Fit, I take the real questions retirees send me, about income, Social Security timing, healthcare, running out of money, and answer them simply and honestly.
You'll learn and understand more about your retirement than a year of headlines could ever teach. You'll find it's just a conversation with someone who's on your side.
Tune in, then bring me your questions.
From the Blog
Latest from Barbara
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3 Spooky Retirement Stories: Financial Mistakes That Can Haunt Your Retirement
Halloween is almost here. The decorations are going up. The pumpkins are glowing. And everyone seems to have a favorite scary story. But some of the scariest retirement stories don’t involve ghosts. They involve money. Over more than two decades in financial planning, I’ve seen how seemingly small decisions can…
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When Is Your Retirement Ripe? 7 Signs You May Be Ready to Retire
October is pumpkin season. Walk into almost any grocery store and you’ll see them stacked outside—small pumpkins, giant pumpkins, oddly shaped pumpkins and the occasional perfect pumpkin waiting to become a jack-o’-lantern. It got me thinking: How do you know when your retirement is ripe? Unlike a pumpkin, retirement doesn’t…
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Holiday Planning in Retirement: How to Budget for Gifts, Travel and Winter Surprises
Fall is here and the holidays are almost 2 months away. There is something special about the holidays in retirement. You may have more time to travel. You may be able to host the family meal instead of rushing home from work. You may want to spoil the grandchildren a…
UPCOMING EVENTS
Join Me for an Upcoming Event
Sometimes the biggest mistakes in retirement aren't obvious, until it's too late. That's why I host small, focused events where we walk through the questions most people don't realize they should be asking.
No pressure. No sales pitch. Just a chance to better understand where you stand, and what to watch for.