Posts by Barb

According to a 2023 survey by the Economic Policy Institute, “nearly half of American households have no retirement savings”. This can be a frightening and uncertain situation, but there are ways to turn things around. If you find yourself approaching retirement without a solid financial plan, don’t panic. There are practical steps you can take right…

The 4th of July is almost here, and while we’re gearing up to celebrate freedom and independence, it’s also a good time to think about our own financial independence. Are you really financially free? In retirement, financial independence means living comfortably without worrying about running out of money. Here’s how you can get there. Understanding…

With recent changes in pension laws and the ever-evolving economic landscape, understanding how to make the most of your pension has never been more crucial. These updates can significantly impact your retirement planning, and staying informed is key to securing your financial future. Here are 10 essential tips to help you navigate these changes and…

Did you know that 63% of retirees worry about running out of money during retirement? According to a study by Allianz Life, this concern is widespread but manageable with the right strategies. So, let’s get into some practical tips that can help you make the most out of your retirement savings. 1. Review Your Current…

When planning for retirement, dads often face unique financial challenges that impact their financial security. Understanding these challenges and the psychological reasons behind them can help dads make better financial decisions and avoid common traps. Here are the traps, the psychology behind them, and how to avoid them, supported by recent studies. 1. Underestimating Healthcare…

Did you know that your retirement years can be the perfect time to explore the world without spending a fortune? Traveling on a fixed income might seem challenging, but there are countless strategies to help retirees see the world on a budget. Here are nine unbelievable ways to turn your travel dreams into reality while…

Sergeant John Smith, who after serving 20 years in the Air Force, is facing his retirement. John, like many veterans, thought he had his post-service life all figured out. He envisioned peaceful days, financial stability, and finally giving more time to his hobbies and family. However, as retirement drew closer, John realized his vision might…

Summer’s the perfect time to get into a good book, especially one that can brighten your financial future. Chilling by the pool or curled up in your favorite chair, here’s a list of ten great reads that mix solid advice with actionable financial strategies. 1. Retire Financially Fit Book Get into the complete guide to…

This Mother’s Day, why not give a gift that does more than just put a smile on her face for a day? Consider these thoughtful financial gifts that not only show how much you care but also contribute meaningfully to her financial well-being. Here’s how you can turn this Mother’s Day into an investment in…

The buzz around the rise in the Social Security retirement age is hard to ignore. Let’s clear the air on what this shift means and how it might reshape your retirement planning. We’re going to lay out the facts, sift through the impacts, and suggest some practical steps to keep you on track for a…