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Posts by Barb
How to Use the Bucket Strategy for Retirement Withdrawals
Planning for retirement can feel overwhelming, especially when it comes to making sure your savings last for the rest of your life. One approach that’s gaining popularity is the bucket…
Read MoreHow Smart Asset Allocation Can Protect Your Retirement Savings
When you’re planning for retirement, managing risk is just as important as growing your savings. This is where asset allocation becomes critical. By dividing your investments across different asset types—stocks,…
Read MoreRetirees Beware! How to Keep Your Money Safe from Fraud
Imagine waking up one morning to find a significant portion of your retirement savings gone—vanished in an instant. Unfortunately, this scenario is becoming increasingly common for retirees. As scammers become…
Read MoreHow to Retire Early with FIRE Movement
The Financial Independence, Retire Early (FIRE) movement is reshaping how people think about retirement. Instead of waiting until their 60s, FIRE followers aim to retire early by saving aggressively and…
Read MoreHow WEP and GPO Affect Your Social Security Benefits
Imagine dedicating decades to public service, only to find out that your expected Social Security benefits are drastically reduced due to rules you never knew about. For many public servants—like…
Read MoreAnnuities vs. Bonds: Which is Better for Retirement Income?
Securing a steady income flow during retirement is crucial for financial security and peace of mind. Annuities and bonds are two popular options that retirees often consider, each with its…
Read MoreHow Falling Mortgage Rates Can Help (or Hurt) Your Retirement Goals
With mortgage rates dipping, it’s natural to wonder how this might impact your retirement plans. Lower rates can bring some great opportunities, but they also come with potential downsides. Here’s…
Read MoreThe Truth About Social Security: Are Your Benefits at Risk?
Social Security has been a safety net for millions of Americans, but it’s facing significant challenges that could affect the benefits you’re counting on. Whether you’re planning for retirement or…
Read MoreAvoid Costly Medicare Enrollment Mistakes in 2024
Medicare enrollment can be complex, and making the wrong choice could lead to expensive penalties or gaps in your healthcare coverage. With the Inflation Reduction Act bringing changes to Medicare…
Read More8 Smart and Safe Ways to Grow Your Retirement Funds
“What are the best ways to invest my money without taking on too much risk?” That’s always the first question I hear from my clients when we talk about income…
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