SF Financial Blog

We help individuals and families pursue their ideal retirements.

Document labeled “RMD – Required Minimum Distributions” next to a calculator and sticky tabs. The image represents financial planning for retirement, particularly the mandatory withdrawals from retirement accounts like IRAs or 401(k)s.

5 RMD Myths Every Retiree Must Know to Avoid Costly Mistakes!

By Barb | July 12, 2024

Retirement is an exciting phase of life, but managing your finances can be tricky. One key aspect you’ll need to master is Required Minimum Distributions…

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Scattered U.S. coins next to torn newspaper headlines reading “housing market,” “economic turmoil,” and “Have You Saved Enough?” The image symbolizes financial uncertainty and concerns about savings, particularly in the context of economic instability.

Think It’s Too Late? Top Strategies to Save Your Retirement Today

By Barb | July 5, 2024

According to a 2023 survey by the Economic Policy Institute, “nearly half of American households have no retirement savings”. This can be a frightening and…

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Group of young people celebrating at the beach during sunset, waving American flags. Bubbles float in the air as the sun sets over the ocean, creating a joyful and patriotic atmosphere.

4th of July is Coming! Are You Truly Financially Independent?

By Barb | June 28, 2024

The 4th of July is almost here, and while we’re gearing up to celebrate freedom and independence, it’s also a good time to think about…

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Person writing “PENSION Loading…” in a notebook with a progress bar illustration. The scene includes a cup of coffee, ruler, and pencil on a wooden desk, symbolizing retirement planning and anticipation of future financial security.

10 Must-Know Pension Tips to Boost Your Retirement

By Barb | June 21, 2024

With recent changes in pension laws and the ever-evolving economic landscape, understanding how to make the most of your pension has never been more crucial.…

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Documents labeled Roth IRA, 401(k), and IRA next to a yellow sticky note with a question mark. A pen rests nearby, symbolizing confusion or decision-making in retirement planning and investment options.

Revamp Your Retirement Withdrawals with These 10 Expert Tips!

By Barb | June 14, 2024

Did you know that 63% of retirees worry about running out of money during retirement? According to a study by Allianz Life, this concern is…

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An older man holding a white mug gestures while talking to a younger man seated beside him, suggesting a serious or meaningful conversation in a relaxed home setting.

8 Financial Pitfalls Dads Encounter in Retirement—And Proven Strategies to Avoid Them!

By Barb | June 7, 2024

When planning for retirement, dads often face unique financial challenges that impact their financial security. Understanding these challenges and the psychological reasons behind them can…

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Image of a map, a toy plane and boarding passes

From Dream to Reality: 9 Unbelievable Ways Retirees Can Travel the World for Less

By Barb | May 31, 2024

Did you know that your retirement years can be the perfect time to explore the world without spending a fortune? Traveling on a fixed income…

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A soldier in camouflage uniform with a backpack stands facing a woman and child in the distance, suggesting a homecoming or reunion scene on a residential street.

Veterans: Don’t Fall for These 5 Retirement Traps!

By Barb | May 24, 2024

Sergeant John Smith, who after serving 20 years in the Air Force, is facing his retirement. John, like many veterans, thought he had his post-service…

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An elderly man with grey hair and glasses sits outdoors on a wooden chair, deeply focused while reading a book, with a thoughtful expression and greenery in the background.

10 Books to Read This Summer for a Richer Retirement

By Barb | May 17, 2024

Summer’s the perfect time to get into a good book, especially one that can brighten your financial future. Chilling by the pool or curled up…

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An elderly woman smiles warmly as she embraces a younger person outdoors, surrounded by bright, colorful flowers, conveying a moment of love, joy, and connection.

5 Mother’s Day Gift Ideas That Money CAN Buy (Literally!)—And One is FREE!

By Barb | May 10, 2024

This Mother’s Day, why not give a gift that does more than just put a smile on her face for a day? Consider these thoughtful…

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A forked road with two green highway signs—one pointing left labeled "WORK" and the other pointing right labeled "RETIRE"—symbolizing a decision between continuing employment or entering retirement.

Think You’re Ready to Retire? The Social Security Change That Might Hold You Back

By Barb | May 3, 2024

The buzz around the rise in the Social Security retirement age is hard to ignore. Let’s clear the air on what this shift means and…

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A person sits in a chair with hands resting behind their head, peacefully enjoying the view of a forest with vibrant autumn colors, symbolizing relaxation and contentment.

The Early Retirement Wave: Is It Right for You?

By Barb | April 26, 2024

Lately, it seems like everyone’s talking about bidding adieu to the 9-to-5 grind earlier than ever. The allure of early retirement isn’t just a daydream;…

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