719.597.2179
Financial Planning
Simple Tax-Loss Harvesting Strategies for Retirement
The Potential of Tax-Loss Harvesting for Retirees Retirement is a time to enjoy the fruits of your labor, but it also comes with financial challenges—like stretching your savings to cover…
Read MoreIs a Self-Directed IRA Right for You? The Pros and Cons You Need to Know
When it comes to retirement savings, control can be a double-edged sword. A Self-Directed IRA (SDIRA) offers significantly more freedom than a traditional IRA, allowing you to invest in assets…
Read MoreThe $100,000 Decision: Your 2024 Roth Conversion Master Plan
2-minute read that could save you thousands The Stakes Are High A 60-year-old with a $500,000 traditional IRA could save over $100,000 in lifetime taxes with the right Roth conversion…
Read MoreFinancial Monsters: Your 2024 Money Survival Guide
Let’s face it—money problems in 2024 can feel like battling monsters. They’re sneaky, unpredictable, and always lurking around the corner, ready to pounce when you least expect it. Whether it’s…
Read MoreHow Smart Asset Allocation Can Protect Your Retirement Savings
When you’re planning for retirement, managing risk is just as important as growing your savings. This is where asset allocation becomes critical. By dividing your investments across different asset types—stocks,…
Read MoreRetirees Beware! How to Keep Your Money Safe from Fraud
Imagine waking up one morning to find a significant portion of your retirement savings gone—vanished in an instant. Unfortunately, this scenario is becoming increasingly common for retirees. As scammers become…
Read MoreHow to Retire Early with FIRE Movement
The Financial Independence, Retire Early (FIRE) movement is reshaping how people think about retirement. Instead of waiting until their 60s, FIRE followers aim to retire early by saving aggressively and…
Read MoreHow WEP and GPO Affect Your Social Security Benefits
Imagine dedicating decades to public service, only to find out that your expected Social Security benefits are drastically reduced due to rules you never knew about. For many public servants—like…
Read MoreAnnuities vs. Bonds: Which is Better for Retirement Income?
Securing a steady income flow during retirement is crucial for financial security and peace of mind. Annuities and bonds are two popular options that retirees often consider, each with its…
Read MoreHow Falling Mortgage Rates Can Help (or Hurt) Your Retirement Goals
With mortgage rates dipping, it’s natural to wonder how this might impact your retirement plans. Lower rates can bring some great opportunities, but they also come with potential downsides. Here’s…
Read More