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Financial Planning
How WEP and GPO Affect Your Social Security Benefits
Imagine dedicating decades to public service, only to find out that your expected Social Security benefits are drastically reduced due to rules you never knew about. For many public servants—like…
Read MoreAnnuities vs. Bonds: Which is Better for Retirement Income?
Securing a steady income flow during retirement is crucial for financial security and peace of mind. Annuities and bonds are two popular options that retirees often consider, each with its…
Read MoreHow Falling Mortgage Rates Can Help (or Hurt) Your Retirement Goals
With mortgage rates dipping, it’s natural to wonder how this might impact your retirement plans. Lower rates can bring some great opportunities, but they also come with potential downsides. Here’s…
Read MoreThe Truth About Social Security: Are Your Benefits at Risk?
Social Security has been a safety net for millions of Americans, but it’s facing significant challenges that could affect the benefits you’re counting on. Whether you’re planning for retirement or…
Read More8 Smart and Safe Ways to Grow Your Retirement Funds
“What are the best ways to invest my money without taking on too much risk?” That’s always the first question I hear from my clients when we talk about income…
Read MoreRoth IRA or Traditional IRA? Find Out Which Is Best
When planning for retirement, choosing the right type of Individual Retirement Account (IRA) is crucial. The two most common types are Traditional IRAs and Roth IRAs. Each has distinct perks…
Read MoreMedigap Myths Busted!
What You Must Know Before It’s Too Late… Medigap, also known as Medicare Supplement Insurance, is an essential tool for many retirees looking to cover healthcare costs not included in…
Read MoreTransform Your Retirement Savings with This Simple, Overlooked Strategy!
How can you make the most of your savings with the current high CD (Certificate of Deposit) rates? CDs might sound old-school, but they have some impressive returns right now,…
Read MoreSimple Strategies to Avoid Running Out of Money in Retirement
Retirement should be a time of relaxation and enjoyment, not financial stress. However, many retirees face the fear of outliving their savings. By implementing strategic yet straightforward steps, you can…
Read More5 RMD Myths Every Retiree Must Know to Avoid Costly Mistakes!
Retirement is an exciting phase of life, but managing your finances can be tricky. One key aspect you’ll need to master is Required Minimum Distributions (RMDs). Let’s bust some common…
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